BIMB Investment

Type of Fund

Income, Growth

Investment Objectives

The Fund seeks to achieve long-term capital appreciation.

Note :
Any material changes to the investment objective would require Unit Holders’ approval.

Asset Allocation

A minimum of 90% of the Fund’s NAV to be invested in the Target Fund; and A maximum of 10% of the Fund’s NAV to be invested in Islamic liquid assets including Islamic deposits and Islamic money market instruments.

Investor Profile

The Fund is primarily suitable for Investors who are:

seeking exposure to Shariah-compliant global equity;
seeking capital appreciation;
with moderate to high-risk tolerance;
with a 5-year or more investment horizon.

Specific Risks Associated with the Fund

SRI Investment Risk
Artificial Intelligence (AI) Investment Approach Risk
Shariah Status Reclassification Risk
Concentration risk
Liquidity risk
Currency risk
Country risk
Target fund manager risk

Investment Policy and Strategy

The Fund will be investing in a minimum of 90% of the Fund’s NAV into the Target Fund and a maximum of 10% of the Fund’s NAV into Islamic liquid assets including Islamic deposits, and Islamic money market instruments. The Fund will have a passive strategy as all the investment decisions will be made at the Target Fund level.

The Manager may take temporary defensive positions that may be inconsistent with the Fund’s principal strategy by reducing its investment into the Target Fund and raise liquidity level of the Fund during adverse market conditions to protect the Unit Holders’ interest. In any event, the Manager will ensure that at least two-thirds (2/3) of the Fund’s NAV remains invested in the Target Fund at all times.

Distribution Policy

The Manager will declare annual distributions (subject to availability of income), after the end of its first financial year. The Fund will be measured against an average income distribution yield of 6% per annum over a 5-year period.

This is not a guaranteed return and it is only a measurement of the Fund’s performance. The Fund may or may not achieve 6% per annum growth rate in any particular financial year.