BIMB Investment

Type of Fund

Growth

Commencement Date

25th March 2014

Financial Year End

31 March

Investor Risk Profile

Medium to High

Trustee

Amanahraya Trustees Berhad
200701008892 (766894-T)
CIMB Islamic Trustee Berhad
198801000556 (167913-M)
Maybank Trustees Berhad
196301000109 (5004-P)

Benchmark

50:50 ratio of the FBM Emas Shariah Index and 12-month Term Deposit-i Tawarruq (TDT-i) of Bank Islam Malaysia Berhad

Manager

BIMB Investment Management Berhad
199301021508 (276246-X)

Investment Objective

The Fund seeks to achieve long term capital growth by investing in a diversified portfolio of Shariah-compliant securities.

Any material change to the investment objective of the Fund would require Unit Holders’ approval.

Asset Allocation

The Fund may invest up to 99% of its NAV in Shariah-compliant equities but this may be reviewed from time to time depending on the economic and stock market conditions.

An internal allocation for cash and other Islamic liquid assets will be maintained to ensure that the Fund is able to meet repurchase requests without jeopardizing the Fund’s performance. The Fund may also invest up to 99% of its NAV in Sukuk and Islamic money market instruments.

Investor's Profile

The Fund is suitable for investors who:

have a medium to high risk tolerance;
seek capital appreciation;
do not seek regular income stream; and
have a long term investment horizon of more than five (5) years.

Specific Risks Associated with Investing in the Fund

Specific Security Risk
Credit / Default Risk
Profit/Interest Rate Risk
Shariah Status Reclassification Risk
Counterparty Risk
Structured Product Risk
Collective Investment Scheme Risk
Dividend Risk
Equity-related Securities Risk
Country Risk
Currency Risk
Political Risk
Regulatory Risk

Investment Policy and Strategy

The Fund Manager will determine the appropriate asset allocation for equity and Sukuk investments based on the prevailing outlook of both asset classes. The Fund Manager will employ an active asset allocation strategy to outperform its benchmark by investing in both equity and Sukuk. The Fund may invest up to 99% of its NAV in Shariah-compliant equities, rights and warrants to take advantage of the opportunities available.

The Fund may also invest up to 99% of its NAV in Sukuk and Islamic money market instruments to take advantage of the opportunities available by investing in Sukuk. This allows the Fund the flexibility to invest in both Shariah-compliant equities and Sukuk and Islamic money market instruments. The Fund will maintain at least 1% of its NAV in Islamic liquid assets.