BIMB Investment

Type of Fund

Income, Growth

Commencement Date

27 December 2001

Financial Year End

31 August

Investor Risk Profile

Moderate

Trustee

SCBMB Trustee Berhad
201201021301 (1005793-T)

Benchmark

60:40 ratio of the “FBM Emas Shariah Index” and 12-month TDT-i of Bank Islam

Manager

BIMB Investment Management Berhad
199301021508 (276246-X)

Investment Objective

The principal investment objective of the Fund is to provide a steady and consistent income and capital appreciation of the Units over the medium to long term* period. Accordingly, returns shall be in the form of long term capital growth and regular income distribution to the Unit Holders.

*Note: “medium to long term” in this context refers to three (3) years or more.
Any material change to the investment objective of the Fund would require Unit Holders’ approval.

Asset Allocation

Shariah-compliant Equity: 40% - 60%.
Sukuk & Islamic deposits: 40% - 60%.

Investor's Profile

The Fund is suitable for investors who:

Seek a steady income and capital appreciation.
Have medium to long term* horizon.

*Note: “medium to long term” in this context refers to three (3) years or more.

Specific Risks Associated with Investing in the Fund

Specific Security Risk
Credit / Default Risk
Profit/Interest Rate Risk
Shariah Status Reclassification Risk
Counterparty Risk
Structured Product Risk
Collective Investment Scheme Risk
Dividend Risk
Equity-related Securities Risk
Country Risk
Currency Risk
Political Risk
Regulatory Risk

Investment Policy and Strategy

The Fund’s activities shall be conducted strictly in accordance with the principles of Shariah and shall be monitored by the Shariah Adviser.

To meet the investment objective, the Fund will focus on well-established blue chip companies that could potentially pay sustainable dividends and achieve earnings growth that are listed in Malaysia or foreign markets. The Fund may also invest in small and medium sized companies that could potentially embark on dividend payments.These investments are to provide high income flow to the Fund for potential income distribution to Unit Holders.

Meanwhile, the investments in Sukuk are particularly for the purpose of generating the recurring income from expected regular profit payment. The investment in Sukuk must have a minimum AA3 rating by RAM or AA- rating by MARC or equivalent rating rated by recognised credit rating agency.